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How this Gurgaon employee built Rs 5 crore in 10 years with 3 simple strategies | – The Times of India

How this Gurgaon employee built Rs 5 crore in 10 years with 3 simple strategies | – The Times of India

Imagine turning your modest monthly salary into a whopping Rs 5 crore within just 10 years. Sounds impossible, right? Not for this Gurgaon-based employee who cracked the code to financial freedom with three surprisingly simple strategies. While most of us slog through decades hoping for a secure retirement, this savvy professional found a smarter, faster way to get there. His inspiring journey wasn’t about saving every penny — it’s about making bold, calculated moves that changed his financial destiny. Want to know the secrets behind this jaw-dropping transformation? His story just might be the motivation you need to rethink your own path to wealth and early retirement.

Gurgaon man’s journey to Rs 5 crore: 3 simple steps to financial success

Gurjot Ahluwalia, a resident of Gurgaon, has achieved a remarkable milestone building a net worth of Rs 5 crore in just over 11 years. Aiming for financial freedom and early retirement by 2025, Ahluwalia credits his success to three key strategies. First, he prioritized career growth, ensuring a high income that fueled his wealth-building journey. Second, he embraced aggressive saving habits, consistently delaying gratification and maintaining strict financial discipline. Last, he concentrated on equity investing and business ownership; he made his money work for him.
Two important benefits, Ahluwalia says, were provided by his parents: they funded his education so he graduated debt-free, and he lived with them, saving on rent. His story shows that with a plan, dedication, and smart financial choices, anybody, even a middle-class kid can be extraordinary with money.

How Gurjot Ahluwalia turned Rs 2.7 lakh liabilities into Rs 5 crore net worth

Gurjot Ahluwalia, a resident of Gurgaon, boasts an impressive net worth of Rs 5 crore, which has been built through 11 years of disciplined investment and strategic planning. Recently, he posted a screenshot from the INDmoney app, revealing liabilities of Rs 2.7 lakh but clarifying that his net worth did not include property or jewelry. It was based on assets such as equity, mutual funds, bonds, NPS, EPF, and savings. Such a financial journey evoked widespread admiration on social media as the users complimented him on his consistency and patience. Several stated that achieving such a milestone is quite challenging, especially in expensive cities such as Portland. Ahluwalia’s story shows how prioritizing career development, disciplined savings, and long-term investing can lead to remarkable financial success and become a formative inspiration for others targeting financial independence.
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